Trust, safety & transparency

Legal & Policies

Find Ripple's terms, privacy information, community rules, payment policies, and formal request procedures in one place.

Effective and last updated October 18, 2026

Terms of Service

Core terms governing access to and use of Ripple.

How Ripple collects, uses, shares, retains, and protects personal information.

The conduct and content standards that help keep Ripple respectful and safe.

Rules and safeguards addressing fraud, coercion, impersonation, and harmful conduct.

Terms for VIP, SVIP, trials, renewal, cancellation, and subscription benefits.

Rules for Coins, virtual gifts, promotional balances, and digital items.

Refund rules for subscriptions, Coins, gifts, and purchases made through payment providers.

How Ripple handles ownership, licenses, and intellectual-property complaints.

Terms for approved participants in Ripple's Creator Program.

How eligible Creator Earnings are calculated, reviewed, and paid.

How users may exercise applicable privacy and personal-data rights.

How authorized public authorities may submit legally valid requests.

How to request deletion of a Ripple account and what happens after a request.

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